The very fact of children in the United States and sent back to her some time dollars. The very fact regard these peacetime existence of dollars in the bank, the past few days, the very fact that the media reports on RMB revaluation also a record high, and my heart started a bit anxious, hurriedly rushed to the banks to exchange settlement dollars, replaced by the renminbi.

  Several reporters from the commercial banks that, along with the increase of foreign exchanges, more and more people have different Daocheng amount of dollars. At present, the appreciation of the renminbi is still in the channel, but there are still market expectations of an interest rate increase, the stock market is changeable. Under such circumstances, how to manage their dollars into the hands of the focus of attention of many people.

  China's foreign exchange trading centre from the latest data indicate that, last Friday, that is, on the 15th, the RMB exchange rate to 7.6238 yuan for a third straight trading day to hit the highest level since. The change, in accordance with the exchange rate of 8.11, the change has been accumulated appreciation of the RMB has been close to 6.38 percent.

  Qingdao branch of China Merchants Bank financial experts told reporters that any investment should be made from the individual investors of the actual situation, not only to see the potential rate of return, the level of liquidity demand to decide the length of the investment period, the level of risk tolerance and financial decisions knowledge learning ability investment in the choice of tools, which is the basic personal finance and investment principles. Recent yuan-to-dollar exchange rate has grown, and the foreign exchange hands of the investors, such as the absence of clear objectives and the use of investment channels, may consider foreign exchange to circumvent the RMB exchange rate risk. In addition, the person must hurry to consider the Settlement, if at the hands of dollars to change all of the renminbi, although the dollar can continue to avoid the risk of devaluation, but hastily Settlement, not only dollar commitment fees, the appreciation of the renminbi will also book losses immediately honoured .

  Some investors that the appreciation of the renminbi in the news after the first time wanted to terminate their foreign exchange financing products. Strokes to experts, China's domestic banks are selling dollars in financial products in the average yield of around 5%, higher than the yuan fixed income products now level of return. If the termination, taking into account 2%, 3% of the redemption costs, coupled with the appreciation of the RMB rate, equivalent to investors before the benefits of the loss. If the rate of return higher than the rate of depreciation, then the hands of dollar-denominated assets can still hedge against inflation or even increase their value. In fact, the bank's foreign currency assets are usually invested in the international market, many products, both to the rise in market products, the market also fell products.

  Experts also suggested that now the best investment of foreign exchange financing products do short-term investors, one month to three months, many products now yield 5% in the vicinity, even if the yuan to appreciate, within a few months can not be very high, the actual receipts or investors bargain the. But for holders of foreign currency assets to investors, by choosing a suitable investment tool for foreign exchange, increase the rate of return and reduce the risk of appreciation. If the risk bearing capacity of strong, optional high-risk high-yield foreign investment tools, such as foreign exchange trading and foreign exchange margin trading, foreign exchange options trading, risk bearing capacity of low or no time and energy investors may choose to invest foreign exchange financing products , in particular the flexibility, mobility-products.